Read our guide to find the information you need to know before you start your application, plus answers to frequently asked questions that will help you all the way through enrollment.
Resources
Visit our download center to find information and resources to learn more about subsidies, how to shop for plans, renewal information, and more.
Frequently Asked Questions and Information
- Some Schools are considering whether SHIP enrollment can be extended beyond the term of its expiration for Students who have just graduated. Are these extensions of SHIP coverage permissible?
- Some Schools have already opened their SHIP waiver processes for the upcoming academic year. If a School decides to move to remote-only learning, or if a Student decides to access courses remotely, after Students have already enrolled in the SHIP, should Students be allowed a SHIP premium refund?
- If a School receives a waiver from a Student who is participating in AY 2020-2021 classes remotely due to COVID-19, how should that School assess whether that Student has provided evidence of comparable coverage?
- The SHIP regulations at 956 CMR 8.02 define “Student” as “A Full-time or Part-time Student enrolled in a degree-granting program at a School who is not enrolled exclusively in online courses and whose enrollment does not consist entirely of Short-term Courses.” If Students participate in AY 2020-2021 classes remotely due to COVID-19, will they be considered “Students” under the Massachusetts SHIP regulations?
- Will a School continue to be required to offer a SHIP for AY 2020-2021 if it moves to fully remote learning?
General Information
- How do I find out if my small business could be eligible for the small business tax credits created by national health reform?
- What is an Advance Premium Tax Credit (APTC)?
- What are Health Connector Plans (also known as Qualified Health Plan – QHP)?
- What does national health reform mean for employers?
- What are ConnectorCare plans?
Individuals & Families
- Where do I find out if I qualify for help to pay for my health insurance?
- Hardship exemption and how to apply
- What if my income changes during the year? How will that affect my eligibility for a tax credit?
- Where should I call to find out about the status of a paper application?
- What are ConnectorCare plans?
Small Businesses
- Where can I learn more about plans and coverage?
- Will there be new penalties for employers and how do they apply?
- How will the Shared Responsibility for Employers policy in the ACA mesh with the Fair Share Contribution policy in Massachusetts’ health reform law?
- Who can shop as a business, and who needs to shop as an individual or family through the Health Connector?
- How will the employer-related policies in Massachusetts’ health reform law be reconciled with the implementation of national health reform?
Students
- Will a School continue to be required to offer a SHIP for AY 2020-2021 if it moves to fully remote learning?
- Where do I find out if I qualify for help to pay for my health insurance?
- What is the Student Health Insurance Program (SHIP)?
- What if I’m a student and already have MassHealth coverage?
- Do students have to purchase a SHIP plan?
Enrollment Assisters can help you understand new coverage options available as a result of national health care reform and find the most affordable coverage that meets your needs.
These trained and certified individuals can help you from application through enrollment into new health insurance plans and answer your questions about your eligibility, application, payments, plan details, and health care reform rules and requirements.