ConnectorCare - Massachusetts Health Connector
ConnectorCare 2018-04-20T12:42:01+00:00

ConnectorCare

Live life to the fullest and don’t panic! Just get covered through ConnectorCare.

Apply Now

ConnectorCare

Live life to the fullest and don’t panic! Just get covered through ConnectorCare.

Apply Now

Why Choose ConnectorCare?

The Health Connector offers affordable, high-quality ConnectorCare plans with $0 or low monthly premiums, low co-pays, and no deductibles.

All ConnectorCare plans offer great coverage with important benefits like

  • Doctor visits
  • Prescription drug coverage,
  • Mental health and addiction services, and
  • Emergency care.
See more benefits…

Questions?

Call Customer Service at 1-877-623-6765 (TTY 1-877-623-7773 for people who are deaf, hard of hearing, or speech disabled.)

Open Monday through Friday,
8:00 a.m. to 6:00 p.m.

Get FREE In-person Help

Find a location near you

Why Choose ConnectorCare?

The Health Connector offers affordable, high-quality ConnectorCare plans with $0 or low monthly premiums, low co-pays, and no deductibles.

All ConnectorCare plans offer great coverage with important benefits like

  • Doctor visits
  • Prescription drug coverage,
  • Mental health and addiction services, and
  • Emergency care.
See more benefits…

HAVE QUESTIONS?

Contact Customer Service at
1-877-623-6765
TTY 1-877-623-7773 for people who are deaf, hard of hearing, or speech disabled.

Open Monday through Friday,
8:00 a.m. to 6:00 p.m.

GET FREE IN-PERSON HELP

Find a location near you

Am I Eligible for ConnectorCare?

If your household income is 300% of the Federal Poverty Level (FPL) or lower, you may qualify for ConnectorCare. If your income is higher than 300% of the FPL, you won't qualify for a ConnectorCare plan, but you may still be able to get tax credits that help to lower the cost of your monthly premiums.

To qualify for a ConnectorCare plan, you will need you will also need to meet the following requirements:

  • Live in Massachusetts

  • Be a US Citizen, National, or lawfully present immigrant in the United States

  • Have income that is 300% of the Federal Poverty Level (FPL) or lower

  • Not have access to an employer's affordable, comprehensive health insurance (including plans you are offered, but are not enrolled in)

  • Not be in jail

  • Not qualify for Medicare, MassHealth (Medicaid), or other public health insurance programs

Household Size 300% FPL
1 $36,180
2 $48,720
3 $61,260
4 $73,800
More than 4 people in your household? Add $12,540 for each additional person

How Much Does ConnectorCare Cost?

Your ConnectorCare premium (monthly cost) will depend on your household income and the health insurer you choose. Each ConnectorCare Plan Type has different levels of premiums. This information below includes the lowest-cost monthly premium available for each Plan Type:

Target with a dollar sign in the center
Household FPL Range 0 -100% FPL 100.1-150% FPL 150.1-200% FPL 200.1-250% FPL 250.1-300% FPL
Plan Type Plan Type 1 Plan Type 2A Plan Type 2B Plan Type 3A Plan Type 3B
Lowest-cost Monthly Premium $0 $0 $44 $84 $126

Ready to Get Started?

If you are applying with the Health Connector for the first time, here's the steps you need to take to apply and enroll.

Information you may need before you start your application

It will be helpful to have some of this information ready to look at as you fill out your application. Also, you may be asked to send us copies of some of these documents or others if we need more proof from you after you complete your application.

You may need the following information and documents:

  • Social Security numbers for all people who are applying (if they have one).

  • Immigration documents for all non-U.S. citizens who are applying (if they have one). Find more information about immigration documents →

  • A copy of your federal tax return from last year. If you did not file taxes last year, or your income has changed since last year, have information about your current income ready (such as recent pay stubs or an unemployment award letter).

  • Home address or mailing address (if applicable) for everyone in your household who needs insurance, unless they are homeless.

  • If you are found eligible for coverage through the Health Connector and you plan to make a payment online, you will need your banking institution routing number and account number for either your checking or savings account (if you have a premium).

  • If you are found eligible for coverage through the Health Connector and you plan to make a payment by mail or in-person, you will need a personal check or money order to make a payment for your first month's premium (if you have one).

  • If your employer offers health insurance, ask your employer these questions:

  • Do any of the health plans that the employer offers meet the minimum value standard?
  • What is the employee contribution to the lowest-cost health plan offered by your employer for an individual?
    • How often?
      • Weekly
      • Every 2 weeks
      • Twice a month
      • Monthly

People you can include on your application

  • Yourself
  • Your spouse
  • Your natural, adoptive, or step-children under age 19
  • Your unmarried partner if you have children together who are under age 19
  • Your unmarried partner's children who live with you and who are under age 19, if you also include your unmarried partner
  • Anyone you include on your tax return (even if they do not live with you)
  • Anyone your unmarried partner included on his or her tax return (even if they do not live with you), if you also include your unmarried partner
  • Anyone else under age 19 who you live with and take care of

You do not have to include

  • Your unmarried partner, unless you have children together
  • Your unmarried partner's children, unless they live with you
  • Your parents who you live with and who file their own taxes if they do not claim you as a tax dependent (if you are aged 19 or older)
  • Other adult relatives who you do not claim as a tax dependent

Can you get help paying for health insurance through the Health Connector?

You may qualify if you:

  • Shop through the Health Connector

  • Live in Massachusetts
  • Are a U.S. citizen, national, or are otherwise lawfully present in the U.S.
  • Have income that is 400% of the Federal Poverty Level (FPL) or lower (see chart below)

You won't be able to qualify if you:

  • Already get coverage through Medicare, MassHealth (Medicaid), or other public health insurance programs

  • Are in jail at this time

  • Are offered affordable, comprehensive health insurance from an employer (even if you aren't enrolled)
    Note: If the cost of your employer's health insurance plan for individuals is more than 9.56% of your income, then that coverage is not considered affordable.

FEDERAL POVERTY LEVEL (FPL) GUIDELINES
Note: The 2017 FPL guidelines are used for 2018 Health Connector coverage eligibility

Household size ConnectorCare Plan Type 1
(0-100% FPL)
ConnectorCare Plan Type 2A
(100-150% FPL)
ConnectorCare Plan Type 2B
(150-200% FPL)
ConnectorCare Plan Type 3A
(200-250% FPL)
ConnectorCare Plan Type 3B
(250-300% FPL)
Tax credit only
(300-400% FPL)
1 $12,060 $18,090 $24,120 $30,150 $36,180 $48,240
2 $16,240 $24,360 $32,480 $40,600 $48,720 $64,960
3 $20,420 $30,630 $40,840 $51,050 $61,260 $81,680
4 $24,600 $36,900 $49,200 $61,500 $73,800 $98,400
For each extra person, add: $4,180 $6,270 $8,360 $10,450 $12,540 $16,720
Lowest monthly premium for ConenctorCare $0 $0 $44 $84 $126 Tax credit amount varies

If you meet these requirements, you may be able to get help paying for health insurance. Find out more about help paying costs now →

Ready to apply? Use our Getting Started Guide for application help from start to finish.

You may need the following information and documents:

  • Social Security numbers for all people who are applying (if they have one).

  • Immigration documents for all non-U.S. citizens who are applying (if they have one). Find more information about immigration documents →

  • A copy of your federal tax return from last year. If you did not file taxes last year, or your income has changed since last year, have information about your current income ready (such as recent pay stubs or an unemployment award letter).

  • Home address or mailing address (if applicable) for everyone in your household who needs insurance, unless they are homeless.

  • If you are found eligible for coverage through the Health Connector and you plan to make a payment online, you will need your banking institution routing number and account number for either your checking or savings account (if you have a premium).

  • If you are found eligible for coverage through the Health Connector and you plan to make a payment by mail or in-person, you will need a personal check or money order to make a payment for your first month's premium (if you have one).

  • If your employer offers health insurance, ask your employer these questions:

  • Do any of the health plans that the employer offers meet the minimum value standard?
  • What is the employee contribution to the lowest-cost health plan offered by your employer for an individual?
    • How often?
      • Weekly
      • Every 2 weeks
      • Twice a month
      • Monthly

People you can include on your application

  • Yourself
  • Your spouse
  • Your natural, adoptive, or step-children under age 19
  • Your unmarried partner if you have children together who are under age 19
  • Your unmarried partner's children who live with you and who are under age 19, if you also include your unmarried partner
  • Anyone you include on your tax return (even if they do not live with you)
  • Anyone your unmarried partner included on his or her tax return (even if they do not live with you), if you also include your unmarried partner
  • Anyone else under age 19 who you live with and take care of

You do not have to include

  • Your unmarried partner, unless you have children together
  • Your unmarried partner's children, unless they live with you
  • Your parents who you live with and who file their own taxes if they do not claim you as a tax dependent (if you are aged 19 or older)
  • Other adult relatives who you do not claim as a tax dependent

Can you get help paying for health insurance through the Health Connector?

You may qualify if you:

  • Shop through the Health Connector

  • Live in Massachusetts
  • Are a U.S. citizen, national, or are otherwise lawfully present in the U.S.
  • Have income that is 400% of the Federal Poverty Level (FPL) or lower (see chart below)

You won't be able to qualify if you:

  • Already get coverage through Medicare, MassHealth (Medicaid), or other public health insurance programs

  • Are in jail at this time

  • Are offered affordable, comprehensive health insurance from an employer (even if you aren't enrolled)
    Note: If the cost of your employer's health insurance plan for individuals is more than 9.56% of your income, then that coverage is not considered affordable.

FEDERAL POVERTY LEVEL (FPL) GUIDELINES
Note: The 2017 FPL guidelines are used for 2018 Health Connector coverage eligibility

Household size ConnectorCare Plan Type 1
(0-100% FPL)
ConnectorCare Plan Type 2A
(100-150% FPL)
ConnectorCare Plan Type 2B
(150-200% FPL)
ConnectorCare Plan Type 3A
(200-250% FPL)
ConnectorCare Plan Type 3B
(250-300% FPL)
Tax credit only
(300-400% FPL)
1 $12,060 $18,090 $24,120 $30,150 $36,180 $48,240
2 $16,240 $24,360 $32,480 $40,600 $48,720 $64,960
3 $20,420 $30,630 $40,840 $51,050 $61,260 $81,680
4 $24,600 $36,900 $49,200 $61,500 $73,800 $98,400
For each extra person, add: $4,180 $6,270 $8,360 $10,450 $12,540 $16,720
Lowest monthly premium for ConenctorCare $0 $0 $44 $84 $126 Tax credit amount varies

If you meet these requirements, you may be able to get help paying for health insurance. Find out more about help paying costs now →

Ready to apply? Use our Getting Started Guide for application help from start to finish.
Start your application now

FREE in-person help is available!

Find help in your community with a State-certified Enrollment Assister or at a Customer Service Walk-in Center where you will find enrollment experts who can help you understand your coverage options and find the most affordable coverage that meets your needs.

Find a location near you →

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